Spend Crypto IRL
Without Selling It
Pay your bills without liquidating your crypto exposure today.
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0 change in spending behaviorUse the debit/credit card you love, keep the crypto exposure you love, while earning yield from the DeFi protocols you love.
Use your existing, yielding crypto portfolio, without liquidating your positions to pay your bills. 0 Pay takes out a borrow at the end of the month in USDC against your holdings, that you can pay back whenever you want!

Manually select which transactions to cover, choose your schedule, and control when you offramp.

No need to get a new card, stop earning credit card points, or change spending habits. Now you can connect your crypto portfolio to your spending cards, with DeFi as the backend.

Your funds, your control. Borrowing and offramps are handled directly from your connected wallet.

Use your existing, yielding crypto portfolio, without liquidating your positions to pay your bills. 0 Pay takes out a borrow at the end of the month in USDC against your holdings, that you can pay back whenever you want!

Manually select which transactions to cover, choose your schedule, and control when you offramp.

No need to get a new card, stop earning credit card points, or change spending habits. Now you can connect your crypto portfolio to your spending cards, with DeFi as the backend.

Your funds, your control. Borrowing and offramps are handled directly from your connected wallet.

Utility With 0 Pay
Be the first to access Pay.