Spend Crypto IRL
Without Selling It

Pay your bills without liquidating your crypto exposure today.

Be the first to access Pay.

0 change in spending behavior
Use the debit/credit card you love, keep the crypto exposure you love, while earning yield from the DeFi protocols you love.

Don't sell your crypto

Use your existing, yielding crypto portfolio, without liquidating your positions to pay your bills. 0 Pay takes out a borrow at the end of the month in USDC against your holdings, that you can pay back whenever you want!

Fully Customizable Offramping

Manually select which transactions to cover, choose your schedule, and control when you offramp.

Use Your Existing Credit Card

No need to get a new card, stop earning credit card points, or change spending habits. Now you can connect your crypto portfolio to your spending cards, with DeFi as the backend.

Fully Non-Custodial

Your funds, your control. Borrowing and offramps are handled directly from your connected wallet.

Unlock Real-World
Utility With 0 Pay

Be the first to access Pay.